Missouri and Illinois Uninsured/Underinsured Motorist Claims
Car Accidents - Truck Accidents - Serious Injury - Wrongful Death
St. Louis, Missouri, motor vehicle accident attorney Chris Hoffmann represents injured victims throughout the St. Louis metro area. Our practice is dedicated to representing victims in motor vehicle accident claims.
We have over 10 years of experience, and motor vehicle accident claims are all we do. We are convinced that our aggressive pursuit of claims, willingness to go to trial and courtroom successes get us better settlement offers from insurance companies.
Our hallmark is our thoroughness in preparing your claim, which includes examining every avenue for compensation to help you with present and future expenses, as well as compensating you for lost wages and pain and suffering. As part of our thoroughness, we examine your uninsured or underinsured motorist coverage to determine if funds may be available to help compensate you for your injuries.
Call 314.361.4242 to speak with a personal injury lawyer who focuses on car accidents and truck accidents about your uninsured or underinsured motorist coverage.
What Is Uninsured and Underinsured Motorist Accident Coverage?
Uninsured/underinsured motorist accident coverage is insurance intended to provide benefits in the event the person responsible for your car accident or truck accident lacks insurance or does not have sufficient insurance to compensate you for your injuries. Typically, uninsured and underinsured motorist coverage is subject to coverage limits.
For example, if you bought uninsured-underinsured motorist coverage with a policy limit of $100,000, and you have extensive injuries that would require in excess of that amount, and the person responsible for the accident had $25,000 of insurance coverage, then you would collect the $25,000 from the responsible party's insurance company, and your insurance company would kick in $75,000 to ensure you received $100,000 of compensation.
Uninsured and underinsured motorist coverage is especially handy if the person who caused the accident is uninsured or has a very low amount of insurance coverage for accident victims. It can also provide coverage in a hit-and-run situation or where the driver's insurance denied the claim or had no insurance coverage. We have also seen uninsured/underinsured motorist coverage used to compensate accident victims when the responsible party's insurance company becomes insolvent.
To discuss your serious injury claim and learn whether uninsured or underinsured motorist insurance is available for your claim, please schedule a free consultation with an experienced, aggressive attorney who only handles motor vehicle accident claims. Call us at 314.361.4242 or fill out our personal injury intake form today. Attorney Chris Hoffmann will personally call you back. Discover why people turn to us when they have a motor vehicle accident claim.
For some additional general information about uninsured and underinsured motorist insurance, please visit our uninsured motorist information page.
Because Car and Truck Accidents Are All We Do…
