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Bad Faith Insurance Attorney – St. Louis Insurance Attorney

Battling insurance companies can be difficult. They have endless resources and can wear down their customers until they give up.

Has your auto insurance company refused to pay benefits under your uninsured or underinsured motorists’ coverage? Have you had a life insurance claim denied because the policyholder committed suicide? Did the insurance company refuse to pay double indemnity when your family member died in an accident?

bad faith insurance claim attorney
The Hoffmann Law Firm, L.L.C.
Excellent
4.9
Based on 76 reviews
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Several lawyers said to call this lawyer because he is the best. You will appreciate this law firm. Helped with the injury and property claims. Attentive and knowledgeable. Great reputation in St Louis.
Would use this accident law firm. Best in Saint Louis. Highly rated and it shows. After one phone call, you just know this attorney is better. 5 Stars!!
Great law firm thanks Leah for the referral
Car accident lawyers on tv are not good . Get this attorney ! He is a pro !!
A+ attorney. Smart. Helpful. Great for automobile accident cases. Located in saint louis, missouri. Use him!
Response from the owner: Thanks. Car accident cases are difficult without the right attorney and great clients. Much appreciated.
Quality lawyer. Best law firm for a car accident. Advice was way better than other lawyers I called in St. Louis. Helped with property and injury.
Response from the owner: Thanks. The TV lawyer advertisers are just car accident settlement mills. As soon as people call a real attorney, they always tell us how much better and more helpful we were. Appreciate this.
Get this lawyer if you have an automobile accident. Simply the best!
Response from the owner: Thanks Lizzy. Recommendations from other is the best way to find a car accident attorney.
This lawyer is big time. Smooth. The other lawyers on the other side were not nearly as good as this attorney. I recommend friends in St Louis to him for accident injuries and they all say the same thing…”that lawyer is great.”
Response from the owner: Very nice of you to say. Our lawyers work hard on auto accident cases.
Family used this car accident attorney after a crash. Located in St Louis. This lawyer answers the phone and will walk you through the process. Knows his stuff!
Response from the owner: Taking calls, going over the car accident injury and property process is important. Clients that call always say we are the only lawyers that explained everything. Much appreciated.
Tried the lawyers on TV. They were not good. Hired this car accident lawyer instead because he had great reviews. The reviews are correct. This attorney is as good as they get. He does big injury cases that need to be litigated.
Response from the owner: Car accident lawyers on TV do not litigate cases. It is mass production. They have quotas. Local attorneys are best on auto accidents.
Very very good at injury claims for car wrecks. Use this St Louis attorney. Two thumbs up!
Response from the owner: Thanks for the review! All we do is accidents. When you specialize, your knowledge base and practice skills grow. Thanks!
Used this attorney for an auto accident. Highly recommend this lawyer in St. Louis. Communicates well.
Response from the owner: Communicating with clients is essential. Taking the client though the car accident claims process is important otherwise major mistakes can occur. It is an effort that we make. Thanks!
Best for car accidents in St Louis. Use this attorney.
Response from the owner: Thanks. Great clients make for great cases!
This lawyer is great for car accident injury claims. Did an uninsured motorist case. Very good attorney.
Response from the owner: Car accidents can be insured or uninsured. The claims are much different. Thanks for the review.
Great lawyer if you are in an auto accident. I recommend this attorneys office.
Response from the owner: Thanks J. Glad we got your auto accident case completed and that for telling others about our lawyers.
Very good car accident attorney. Did my and my relatives claims and paperwork. Highly recommend.
Response from the owner: Thanks for recommending our law firm on car accident cases.
Fantastic law firm, I would recommend! Received free consultation related to an auto accident when my parked car was damaged by a baseball. Very supportive advice, these guys are good!
Response from the owner: Thank you!
Recommend this attorney for auto accidents.
Response from the owner: Thanks for recommending our attorneys for an automobile accident.
Best St Louis lawyer for car accidents.
Response from the owner: Thanks Tana. Appreciate this!
Great Lawyer!!
Response from the owner: Thank you
I was in a car accident in St.Louis and hired Chris as my lawyer. He was amazing!!! He helped me every step of the way and was able to get me a great settlement!!!Highly, highly, highly recommend him!
Response from the owner: Each step is important in a car accident. Thanks for recommending us for car accidents injury claims.
If you have an auto accident and need an attorney in St Louis, I recommend Mr Hoffmann.
Response from the owner: Appreciate this James and you did great as well. Car accident claims always start with a good client.
Great car accident lawyer. Did a very good job on my injury case. Thanks!
Response from the owner: Thanks. Appreciate the compliment. All we do is car accident litigation.
Very accomplished accident attorney in Saint Louis. 5 stars for sure!
Response from the owner: Thanks
A car accident lawyer I would recommend to anyone.
Response from the owner: Thanks. That is great of you to say about our lawyers.
Great car accident attorney!!
Response from the owner: Thanks
When I had my accident he was very professional, honest and caring to me and my family it wasn't about the money it was about the care, he made sure me and my kids were took care of and I really appreciate it this is a gexcellant law firm also his secretary is the best,so I would like to say thank you chris for everything melinda .
Response from the owner: Thank you
Great car accident lawyer in St. Louis. This is a very good car accident lawyer in St. Lious. Takes phone calls. Listens. Experienced in injury litigation.
Response from the owner: Thanks Maddie. Our law firm brings experience to the table on car accident cases.
Great people, helped me through a situation over the phone. His words and advice eventually helped me in my case.
Response from the owner: Glad to hear!
Although Mr. Hoffman did not represent me in my case he was willing to take the time to get me in touch with someone who specializes in the type of incident I needed legal representation with. Attorney's such as Mr. Hoffman are difficult to find. He took personal time to keep in touch with me and give me sound legal advice and guidance. I highly recommend speaking with Mr. Hoffman if you require his services. I truly believe he is the type of person who cares and will make sure the job gets done RIGHT. Do not hesitate to contact him
Response from the owner: Anytime!
In an auto accident in St. Louis, the other car pulled out and hit us. The collision was very bad. We were all injured and used this attorney. He is very experienced in handling injury claims and got a great settlement after filing a lawsuit for us. 5 Stars!
Response from the owner: Thanks Ms. Santoni. Side impact car accidents are some of the worst our lawyers see. We have to file lawsuits on nearly every case because insurance companies deny almost every claim, but I am glad we got yours resolved. I appreciate you recommending our lawyers and giving us a 5 Star rating.
My daughter and I were in an car accident. We for both injured badly. After I finally got out of the hospital, I started looking for lawyers in Saint Louis and found this attorney who does accident and injury claims. It said their attorney would answer 24 hours a day. I called their law firm at 10 p.m. and a injury lawyer answered. He was polite, knowledgeable, and advised me of what needed to be done for myself and my daughter regarding the car accident. I hired them to do or auto accident case. They kept me well informed during the car accident case in Saint Louis County Court. I was well prepared for depositions. He help with everything. I got a good settlement as did my daughter for our injuries. Although the car accident was scary, it was bearable having a good helpful attorney on our side. I highly recommend this Saint Louis car accident law firm. Their attorneys and lawyers are great. Highly recommended
Response from the owner: Happy to help.
The Chris Hoffman law firm takesgreat care of all my legal needs. They are caring and personal and will fight for what you need. I highly recommend them. You will be very satisfied and know he got you the best deal available.
Response from the owner: Great cleints are the start to pursuing any legal case and you are the best! Thanks for the recommendation Barbara!
A true professional in terms of car accident cases. I definitely recommend this lawyer for any injury after a St. Louis accident. Very good at what these attorneys do!
Response from the owner: Thank you very much for such a great review. Our attorneys work hard at providing great service. Car accident cases are fought by insurance companies from the property damage through the personal injury claim. This forces people to get local lawyers to do their claims. Missouri and Saint Louis, in particular, is known for accident claim denial even against your own insurance carrier. Thanks again!
You will not find better attorneys for a car accident in St. Louis. Very experienced. These attorneys know all the facets of an accident case and have great advice when problems come up during the injury claim.
Response from the owner: Thanks Jack. Our attorneys appreciate a great review like this. It helps car accident victims know who are the real lawyers in St. Louis who do this work versus the mere advertisers who refer victims to lawyers they have never met for a kickback. Much appreciated!
Thanks for helping with my car accident case. These lawyers are best in St. Louis.
Response from the owner: You are welcome and thanks for the review! A lot of car accident victims read these and find it helpful in choosing a lawyer for their case. Great cases always start with great clients!
great lawyer for auto accident cases . I thought this law firm did great work .Very happy with their services. I would recommend them to others.
Response from the owner: It was very nice of you to leave a review. Thanks Brenda! A good case always starts with a great client. We appreciated the recommendation. It is good to hear back from clients and have them refer us to other injury victims after a car accident. Wish you well!
This is the best choice for a car accident attorney. These lawyers get great settlements.I was recommended to them from some people I know and was happy to get a great recommendation.
Response from the owner: Our attorneys appreciate the compliment! It is great to hear we are doing well. It means a lot when you recommend our lawyers to other car accident victims. Thanks again!
Glad I switched to this auto accident lawyer. These lawyers fight hard for their injury clients. I highly recommend these lawyers.
Response from the owner: We are happy you switched as well. Good clients are the basis for a good case. Fighting to protect your rights after an accidental injury is our sole focus. Your recommendation means a lot. Thanks again for the review.
If you are injured in a car accident you should hire this attorney. This is the best legal representation. These attorneys are very professional.
Response from the owner: Thank you for reviewing our law firm and recommending our lawyers. Attorneys appreciate feedback on whether they are doing well on cases and reviews are one of the best means for this.
ST.LOUIS AUTO ACCIDENT? I RECOMMEND THIS LAWYER FOR ANY ACCIDENT CASE INVOLVING INJURIES. VERY GOOD LAWYERS!
Response from the owner: Appreciate the Good Words! SInce our law firm started focusing exclusively on car and auto accidents, the focus had increased our knowledge and the learning curve has greatly benefited out settlement results. Specializing is key for any lawyers! All benefit from this. Thanks again for the review!
Selecting a lawyer is tough. I would rate this firm as top car accident lawyers in the St. Louis Area. Easy to work with attorneys who I would definitely recommend to friends and family. This lawyer really took his time to help us out.
Response from the owner: Selecting a lawyer would be tough. Going local and going with smaller law firms is always smart. Never use the TV lawyers. I cannot imaging getting inundated with TV ads all day and then attempting to decide on a lawyer. TV advertisers get a well earned reputation as settlement mills because they have too many clients and give their employees quotas, hence they take low settlements and earn the nickname "settlement mills." I always tell people to hire someone local and never someone on television. Jurors hate TV advertisers as well, hence not good for your case value. Thanks for the review! Glad we did well!
I was recommended to this car crash attorney. This is a very good law firm. I rate them 5 stars because they are very professional, communicate well, and get good case results. You should definitely hire these lawyers!
Response from the owner: Hey Tina! Thanks for posting this review of our law firm. Good to hear our attorneys are doing good work on car accident claims. If you ever need any help in the future, please give us a call. Thanks again!
Very experienced auto accident attorney if you are injured in a wreck . From the 1st phone call through the end of the process, this lawyer took the time to explain each step. I would recommend these lawyers if you have an accident or injury claim.
Response from the owner: Thanks Ruby! It is good to hear we kept you informed from start to finish on the steps of the car accident case. Glad our lawyers could help in this regard and appreciate you recommending our law firm to others who have been hurt as a result of another drivers negligence.
Glad I switched to this car accident lawyer. Very professional attorney. He really spent alot of time explaining the process and had solutions for every problem. Hiring this law firm is the smart choice.
Response from the owner: Thanks for the review Michael. Our attorneys appreciate getting a good review. Keeping clients informed during both the the car accident injury claim and litigation process is paramount. The importance of having answers to the problems that arise after an auto accident cannot be understated. Thanks against for recommending our St. Louis law firm.
Car Accident lawyer in St. Louis. When you need an attorney, look no further after a car accident. Great legal representation for your case. This attorney explains the process, takes on car insurance companies and will litigate if they are not being fair on your claim. Simply the best!
Response from the owner: The car accident claims process takes time. Although the property damage can get resolved quickly, the injury claim takes the majority of time and is commonly the issue that is denied by almost every insurance company. In St. Louis and throughout Missouri, car insurance companies deny claim after claim after claim...or they offer 10 cents on the dollar for medical bills as settlement in full. It is a sad reality for car accident injury victims. This is the same whether filing a claim against the at fault parties' insurance or filing a claim against your own uninsured or underinsured motorist coverage. 99 out of 100 claims are denied. We fight this abuse and litigate those 99 claims. Thanks for the review!
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Insurance companies will go to great lengths to protect their bottom line. As such, they routinely offer injured people less than their case is worth and deny valid claims if they can find a loophole.

Insurance companies are legally required to pay financial recovery on all valid claims and do so in a reasonable amount of time. You have a right to expect the insurance company to act in good faith and pay your claim after an accident. Unfortunately, this does not always happen. Insurance companies are incentivized to deny claims or minimize payouts to increase their bottom line. This leaves accident victims with few options and hefty costs that they cannot afford. The insurance companies assume that many people will never dispute the claim denial, and many do not.

What is Policy Exclusion?

Insurance companies purposefully exclude certain types of losses from coverage when they draft policies. Losses that are not covered by the policy are called exclusions. Often, policyholders are unaware of the exclusions until they try to bring a claim, and the insurance company denies the claim. For example, a spouse may bring a life insurance policy claim after the death of a husband or wife only to have the insurance company cite a policy exclusion for failing to disclose a medical condition when denying payment on the policy.

Many people don’t know that some exclusions in insurance policies are illegal and cannot be enforced by the insurance company. For instance, in Missouri, insurance companies cannot enforce a provision that excludes death by suicide unless the person bought the policy in anticipation or contemplation of suicide.

In this case, the insurance company can be forced to honor its policy. If the company acted in bad faith, we can also pursue punitive damages and attorney fees.

At The Hoffmann Law Firm, L.L.C., we handle insurance disputes involving:

  • Failure to pay on a life insurance claim based on a technicality or policy exclusion
  • Denial of auto insurance benefits for injuries and damages in a car accident with an uninsured or underinsured driver
  • Refusal to pay valid claims under medical payments (med-pay) coverage, health insurance, homeowner’s insurance, or fire insurance
  • The extent of coverage or the interpretation of policy language.

Experienced Bad Faith Insurance Lawyer

Attorney Chris Hoffmann has significant experience handling insurance companies that act in bad faith and wrongfully deny claims. Speak to a lawyer at our firm today about whether your insurance company denied your claim without proper justification or is causing an undue delay in your payout.

FAQs about Bad Faith Insurance Claims

A bad faith insurance claim arises when an insurance company unreasonably denies or delays payment of a valid claim. Insurance companies are legally required to act in good faith and handle claims promptly. Examples of bad faith actions include refusing to pay a claim without a reasonable basis, underpaying a claim, or misinterpreting policy language to deny benefits.

Signs that your insurance company may be acting in bad faith include:

  • Unreasonably delaying the processing or payment of your claim.
  • Denying your claim without a valid reason.
  • Offering less than your claim is worth without proper justification.
  • Failing to communicate adequately about the status of your claim.

If your insurance claim is denied:

  • Review your policy and the denial letter to understand the reason for the denial.
  • Gather all documentation related to your claim, including correspondence and medical records.
  • Contact an experienced bad-faith insurance attorney who can assess your case and advise on the best action.

If your insurance company denies a valid claim without a reasonable basis or engages in deceptive practices, you may have grounds to file a lawsuit for bad faith. In such cases, you can pursue compensation beyond the original claim, including punitive damages and attorney fees.

A policy exclusion refers to specific losses an insurance policy does not cover. Common exclusions include pre-existing conditions for health insurance, intentional self-harm for life insurance, or excluded drivers for auto insurance. However, some exclusions may be illegal or unenforceable. Reviewing your policy or consulting an attorney if your claim is denied due to an exclusion is important.

The timeline for resolving a bad faith insurance claim varies based on the case’s complexity and the insurance company’s willingness to settle. Some cases may settle in a few months, while others could take over a year, especially if litigation is involved.

Yes, if your insurance company is found to have acted in bad faith, you may be entitled to additional compensation beyond your original claim. This could include punitive damages, interest on delayed payments, and attorney fees.

It’s highly advisable to consult with an experienced bad-faith insurance attorney. An attorney can help you understand your rights, navigate complex legal issues, and maximize your chances of securing fair compensation.

Contact our St. Louis Insurance Lawyer Today

If your insurance carrier is unfair or unreasonable, you should discuss your situation with Chris Hoffmann today. You may be entitled to additional compensation beyond what is outlined in your policy.

Free Consultation with a St. Louis Car Accident Lawyer

Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C. We can help you avoid making statements that may affect the outcome of your case. The consultation is free; you don’t pay unless we get you money!

Free Consultation (314) 361-4242