Physical Therapy After Car Accident
I Require Physical Therapy for My Injuries. Who Will Pay the Cost of Treatment?
The benefits of physical therapy for injuries have long been documented. It can help victims manage pain and regain their mobility and body functions. It’s also a cost-effective approach as it could reduce the need for complicated and expensive interventions. Physical therapy can also be beneficial during the healing process, helping patients make a full recovery quicker.
If you’ve been the victim of a car crash and have to go through physical therapy, then you may be wondering who will pay for the cost of treatment. Can you include it in your compensation claim or are there any limitations to what you can receive?
The At-Fault Party Should Cover the Cost of Treatment
According to the law in Missouri, the driver who caused the accident is also responsible for providing compensation for your pain and suffering. Keep in mind, though that Missouri is a comparative fault state, meaning that the damage will be split between the drivers if you share part of the guilt too. For example, the other driver may have been the one causing the accident when they didn’t give you the right of way. But, if you were on the phone during those moments, then you may share part of the blame since the court might consider that the incident could have been avoided or the impact limited if you would have paid closer attention to the road conditions.
If the other driver is to blame for your injuries, then you can submit a compensation claim to their insurance company. A St. Louis car accident lawyer can help you file the claim and ensure that your account for present and future treatments that your injury may require.
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The insurance company will likely try to limit what can be covered by the claim. For instance, they may accept to cover the first visit and then try to back out of the following ones. And, for very good reasons: physical therapy can be lengthy and expensive (sometimes up to $300 per session,) so the insurance company will try to limit their loss as much as possible. They will try to argue that the follow-up visits, tests, and procedures aren’t necessary and deny coverage.
A St. Louis car accident attorney will gather the right documentation to prove to the courts the impact the accident had on your life and how physical therapy is a necessary part of the recovery process.
Don’t give the insurance company any reason to deny your claim. You have the legal obligation to mitigate your damages, meaning that you need to do everything possible to ensure your condition improves, not worsens. If you skip any appointment, then the insurance company may argue that your injuries aren’t as severe as you say.
Talk to a Lawyer for Free
If you were injured in a car crash and have been prescribed physical therapy, then you will need legal representation. The Hoffmann Law Firm, L.L.C. will do everything we can to ensure that you will receive compensation for your injuries.
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