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Factors That Can Affect the Value of Your St. Louis Uber Accident Claim

Factors impacting the value of St. Louis Uber accident claims include injury severity, property damage, fault, and insurance coverage.

st. louis man in the backseat of an uber

If you’ve been involved in an Uber accident in St. Louis, one of the most pressing concerns you likely have is how much compensation you may be entitled to for your injuries and damages. Unfortunately, there’s no simple answer to this question, as the value of an Uber accident claim can vary widely depending on various factors.

This article will explore some key factors that can influence the value of your St. Louis Uber accident claim. By understanding these factors, you’ll be better equipped to work with a St. Louis car accident lawyer to seek the maximum compensation you deserve.

The Severity of Your Injuries

One of the most significant factors that can impact the value of your Uber accident claim is the severity of your injuries. Generally, the more severe your injuries, the greater your potential compensation will be. This is because serious injuries can result in substantial medical bills, lost wages, and other economic and non-economic damages.

Examples of injuries that may increase the value of your claim include:

  • Traumatic brain injuries
  • Spinal cord injuries
  • Broken bones
  • Internal injuries
  • Severe burns
  • Amputations

In addition to the severity of your injuries, the duration of your recovery time can also be a crucial factor. If your injuries require long-term medical care or rehabilitation or result in permanent disability, your claim may be worth more.

The Extent of Property Damage

Another factor that can impact the value of your St. Louis Uber accident claim is the extent of the property damage involved. If your Uber accident resulted in significant damage to your vehicle or other property, you might be entitled to compensation for the cost of repairs or replacement.

Insurance companies will typically use various methods to assess the value of property damage claims, such as using industry-standard repair estimates or considering the market value of the damaged property. However, it’s important to note that insurance adjusters may try to undervalue your claim or dispute the extent of the damage, so it’s crucial to work with an experienced St. Louis car accident lawyer who can advocate for your rights.

Degree of Fault

In many Uber accident cases, determining fault can be complex. Unlike traditional car accidents, where liability is typically assigned to one driver, Uber accidents can involve multiple parties who may share some responsibility.

For example, fault in an Uber accident may be attributed to:

  • The Uber driver
  • Another driver on the road
  • A pedestrian or cyclist
  • A defective vehicle part or faulty road design

The degree of fault assigned to each party can significantly impact the value of your claim. In Missouri, the state follows a modified comparative fault system, meaning that if you are found to be partially at fault for the accident, your compensation may be reduced proportionately.

Insurance Coverage

Uber accidents can involve multiple insurance policies, affecting the compensation you can recover. Under Missouri law, all drivers must carry minimum liability insurance coverage of $25,000 per person and $50,000 per accident for bodily injury, and $10,000 for property damage.

However, Uber also provides additional insurance coverage for its drivers and passengers. The exact coverage amount depends on the driver’s status at the time of the accident (i.e., whether they were driving with the app on but not carrying a passenger, driving with a passenger, or off-duty).

Working with an experienced St. Louis car accident lawyer can help you understand your insurance coverage options and receive the full amount of compensation you are legally entitled to.

Speak with a St. Louis Uber Accident Lawyer

If you’ve been involved in an Uber accident in St. Louis, it’s important to remember that the value of your claim can vary widely depending on the specific circumstances of your case. By considering factors such as the severity of your injuries, extent of property damage, degree of fault, and insurance coverage, you can begin to develop a sense of what your claim may be worth.

However, it’s essential to remember that insurance companies may try to undervalue your claim or dispute your right to compensation. That’s why it’s crucial to work with an experienced St. Louis car accident lawyer who can advocate for your rights and fight to ensure you receive the maximum compensation available.

At The Hoffmann Law Firm, we have over 25 years of experience handling car accident claims, including Uber accidents. We understand the complexities involved in these cases and can help you navigate the legal process with confidence.

If you’ve been involved in an Uber accident in St. Louis, don’t wait to seek the legal help you need. Contact The Hoffmann Law Firm today to schedule a free consultation and learn more about how we can help you seek the compensation you deserve.


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Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C. We can help you avoid making statements that may affect the outcome of your case. The consultation is free; you don’t pay unless we get you money!

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Updated: March 31, 2023