St. Louis Auto Accident: What is Collision Coverage on Auto Insurance?

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If you just have the required minimum, then any additional costs may be your responsibility and your loss. To drive in the state of Missouri, you need to carry the mandatory minimum auto insurance coverage. The mandatory minimum is “liability insurance.” This is the type of insurance that will cover the other driver’s damages and …

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Updated: January 17, 2019

Why You Need to Carry Your License and Insurance With You in Your Car

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If you are involved in a car accident, you’ll definitely need to provide proof of insurance and show a valid driver’s license. As anyone who has ever been pulled over for a traffic violation knows, the phrase “Can I see your license, registration, and insurance card?” is not something they want to hear again. In …

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Updated: February 27, 2018

If I’m Issued a Ticket at the Scene of an Accident, Am I at Fault?

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If you were in a car accident in St. Louis and were issued a ticket, the ticket itself does not necessarily make you at fault. If you are in an auto accident in Missouri, someone is deemed at fault and liable. Missouri is an at-fault state, which means that the driver who is responsible for …

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Updated: August 18, 2024

Who Pays My Medical Bills After a Car Accident – Health or Auto Insurance?

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You shouldn’t ever go without the help you need because you are fearful of not having the money to care for yourself. If you have been in an accident in Missouri and are worried because you are injured but don’t have health insurance, then you might be tempted to forgo seeking medical attention – but …

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Updated: August 10, 2018

If Someone Steals My Car and is in an Accident, Am I Liable?

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If your car is stolen and the person who stole it is in an accident, then you are not liable for the accident. The state of Missouri is an “at-fault” state in auto law. That means when an accident occurs, only one party is found at fault and liable for an accident. The at-fault driver …

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Updated: August 18, 2024