How to Calculate Future Medical Expenses

Our legal team can help you and your family get compensation for future medical bills after a car accident.

Some people are able to walk away from a car accident unscathed, while others are permanently disabled for life. With so many variables in car accidents, it is impossible to predict the severity of an injury or how long the recovery time will be. If you were unfortunately disabled in a car accident, our firm can help you secure the funds for the future medical care you may require as a result.

Don’t accept quick settlement offers from insurance companies without first discussing your case with an attorney. When an insurance company jumps to offer a settlement, it is most likely because they know that the injuries you have sustained as a result of their client’s negligence are worthy of compensation for future medical care.

Compensation For Future Medical Bills

Personal injury law allows a car accident victim to pursue compensation for all of their tangible economic losses due to the car crash. This will include your medical bills and loss of wages as you recovered from your injuries. It also recognizes that future medical care may be needed and will allow you to be compensated for that as well. Since there is no absolute evidence of the amount that will be, or way to calculate it, we would have to rely on expert medical testimony to help determine what your future medical needs will be and what they will cost.

The need for on-going care after a car accident is very common. Catastrophic crashes can lead to major trauma to a person’s body, including loss of cognitive functions from brain injuries. Spinal injuries and paralysis can also result which will necessitate medical treatment for an undetermined amount of time.

If you were disabled in a car crash talk to an experienced car accident attorney in our firm about your future medical needs. They will gather the evidence needed to make sure that compensation for those needs is included in a settlement.

Factors Involved in Determining Future Medical Bills

Your age, health, and life expectancy will all be taken into consideration when determining the presumed cost of your future medical care. The severity of your disability will also be a factor along with the possible need for around the clock medical care. In addition, our lawyers will look into the cost of pain management, including therapies and medications before fixing an amount to your future medical needs.

Every victim of a car accident responds differently to their injuries and treatments. What our team of lawyers does is gather expert medical testimony that shows how your injuries will require long term care. Like the car accident itself, there are too many variables with an injury to assign a set amount for the compensation of each one. The help of an attorney can prove invaluable in making sure that yours are being considered on their own merit, not on what an insurance company believes should be the cost based on other similar cases.

Your future may have been affected as a result of the car accident, but that does not mean you should have to suffer from it forever. While a monetary compensation for future medical care won’t heal a debilitating injury it will ensure that you are able to live a more comfortable life and continue to be treated for it. Talk with a representative from our legal team today about your needs for future medical care and what you need to do to get compensated for them.

Types of Future Medical Expenses After a Car Accident

No two car accidents are the same. While some accidents only result in a few bruises and bumps, others can lead to severe and disabling injuries. The cost of medical care for serious car injuries can tot up to staggering dollar amounts. Sadly, some of these costs can stretch into the future. 

The good news is that people who suffer severe injuries in car wrecks can get compensation for their future medical costs. However, it’s worth noting that insurers generally don’t automatically pay future medical expenses unless the claimant has included them in their injury claim. This leads us to the question: what future cost should you consider when pursuing your injury claim?

Here’s a list of future medical-related expenses you may include in your injury claim:

• Rehabilitative, physical, and occupational therapy costs
• Future surgeries 
• Diagnostic tests
• Prescription medication
• Counseling
• Hospital costs
• Nursing and caregiving services
• Clinic with specialized medical experts
• Massage care
• Home modifications such as special showers, wheelchair ramps, or widened hallways
• Medical equipment such as crutches, hearing aids, or wheelchair

How Can an Attorney Help You Secure Your Future Medical Costs?

As you can imagine, insurers are usually reluctant to award compensation for future medical care. And will likely do everything in their power to deny, delay or devalue your claim.

For this reason, one of the best ways prove future medical costs is to work with an experienced St. Louis car accident attorney.

Maximum Medical Improvement

Your attorney will likely advise you to wait until you have reached your maximum medical improvement before settling your claim. You are likely to have exhausted all the treatment at this stage, and your condition is unlikely to improve further.

More importantly, your attorney and doctor will have enough time to get a full understanding of the severity and extent of your injuries. This will enable them to accurately determine the value of your future medical costs claim. 

Expert Witnesses

An expert witnesses can testify and confirm your future medical costs claim has merit. In addition, your attorney can engage an economic expert to help determine the right monetary value for your future medical care.

St. Louis Car Accident Attorneys

If you have been injured in an auto wreck caused by someone else’s negligence, the experienced attorneys at The Hoffmann Law Firm can help you understand your legal rights and get the financial support you need to recover from your injuries. Give us a call 24/7 for a free case evaluation.