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What to Do if Your St. Louis Car Accident Involves an Uber or Lyft


Involved in an Uber or Lyft accident in St. Louis? Learn crucial steps to protect your rights, navigate insurance complexities, and secure fair compensation.

Ridesharing services like Uber and Lyft have become increasingly popular in St. Louis. While these services offer convenience, accidents involving rideshare vehicles can be complicated. If you’re involved in a car accident with an Uber or Lyft in St. Louis, knowing the right steps to take to protect your rights and ensure you receive fair compensation is important.

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1. Ensure Safety and Call 911

Your first priority should be safety. Check yourself and others for injuries. If anyone is hurt, call 911 immediately. Even if there are no apparent injuries, it’s still important to call the police and file a report. This official documentation will be crucial for your claim.

2. Document the Scene

If it’s safe to do so, document the accident scene:

  • Take photos of all vehicles involved, including damage and license plates
  • Get pictures of the surrounding area, including traffic signs and road conditions
  • Collect contact information from all parties involved, including the Uber or Lyft driver
  • Gather contact details from any witnesses

Remember, taking pictures after a car accident is crucial for building a strong case.

3. Notify the Rideshare Company

Report the accident to Uber or Lyft through their app or website. This step is important as it initiates the process for their insurance coverage.

4. Seek Medical Attention

Even if you feel fine, it’s important to get checked by a medical professional. Some injuries, like whiplash, may not be immediately apparent. Keep all medical records and bills, which will be important for your claim.

5. Understand the Insurance Situation

Rideshare accidents can involve multiple insurance policies:

  • The rideshare company’s insurance
  • The driver’s personal insurance
  • Your own insurance

The coverage that applies depends on the driver’s status at the time of the accident (whether they were waiting for a ride request, en route to pick up a passenger, or transporting a passenger).

6. Don’t Give Statements to Insurance Companies

Be cautious about giving statements to any insurance companies, including your own. They may use your words against you to minimize your claim. It’s best to consult with a St. Louis Lyft accident lawyer or Uber accident attorney before providing any statements.

7. Keep Track of Your Losses

Document all accident-related expenses and losses, including:

  • Medical bills
  • Lost wages
  • Property damage
  • Pain and suffering

8. Be Aware of Time Limits

Missouri has a statute of limitations for filing a personal injury lawsuit. Generally, you have five years from the accident date to file a claim. However, starting the process as soon as possible while the evidence is fresh is best.

9. Consider Legal Representation

Rideshare accident cases can be complex due to the multiple parties and insurance policies involved. A St. Louis car accident attorney experienced in handling Uber and Lyft cases can help navigate these complexities and ensure you receive fair compensation.

Potential Complications in Rideshare Accidents

Several factors can complicate rideshare accident cases:

  • Insurance Coverage Disputes: There may be disagreements about which insurance policy should cover the damages.
  • Driver Classification: The status of rideshare drivers as independent contractors can affect liability.
  • Multiple Parties: Cases may involve the rideshare company, the driver, other motorists, and possibly passengers, each with their own interests.

Speak With a St. Louis Rideshare Accident Lawyer 24/7

If you’re involved in a car accident with an Uber or Lyft in St. Louis, taking the right steps to protect your rights is crucial. From ensuring safety and documenting the scene to understanding the complex insurance situation and considering legal representation, each step is important in building a strong case for compensation.

Remember, rideshare accident cases can be particularly complex. If you’re unsure about your rights or the best course of action, don’t hesitate to seek 24-hour legal advice from a qualified St. Louis car accident attorney at The Hoffmann Law Firm. We have over 25 years of experience and can provide valuable guidance and help ensure you receive the compensation you deserve.

Free Consultation with a St. Louis Car Accident Lawyer

Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C. We can help you avoid making statements that may affect the outcome of your case. The consultation is free; you don’t pay unless we get you money!