Head-On Collision
Head-on collisions are the deadliest, causing the majority of car accident fatalities on U.S. roads. For the victims who survive a head-on collision, the injuries can be catastrophic.
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Head-On Car Accidents in St. Louis: What You Should Know
Head-on car accidents are among the most serious types of crashes, often causing catastrophic injuries and extensive vehicle damage. At The Hoffmann Law Firm, L.L.C., we move quickly to investigate the crash scene, collect evidence, and identify all negligent parties so we can help you pursue full compensation for your injuries and losses.
What Causes Head-On Collisions?
A head-on collision occurs when the front ends of two vehicles traveling in opposite directions collide, or when a vehicle strikes a stationary object, such as a tree or pole.
These crashes typically happen when a driver crosses the centerline or drives the wrong way.
Common Causes Include:
- Distracted driving (texting, adjusting navigation, or inattention)
- Driving while drowsy or under the influence
- Speeding or taking a curve too fast
- Attempting to pass on a two-lane road
- Entering a one-way street or exit ramp in the wrong direction
- Failing to yield when turning left
- Mechanical failure (tire blowout, brake failure)
- Dangerous or poorly marked roads
Even minor errors—like drifting over the centerline—can have devastating results when vehicles are traveling at high speeds.
The Role of Overcorrection
When a vehicle’s tires drift off the road, many drivers instinctively pull sharply to the left. This overcorrection often causes the car to veer into oncoming traffic or roll over. Even experienced drivers can lose control in these situations, which is why maintaining a steady, gradual course correction is crucial.
Common Injuries From Head-On Collisions
Because both vehicles are often moving at high speeds, the impact in a head-on crash can be extreme. Injuries are frequently severe or life-threatening. Common injuries include:
- Traumatic brain injuries (TBI)
- Spinal and back injuries
- Neck injuries and whiplash
- Broken bones or fractures
- Loss of limbs
- Internal organ damage
- Fatal injuries
Dealing With the Insurance Company
Head-on collisions often involve apparent fault, but insurance companies still look for ways to minimize payouts.
Common tactics include:
1. Lowball Settlement Offers
Insurers may try to settle quickly for far less than your claim is worth. Never accept the first offer without speaking to an attorney.
2. Scare Tactics
Adjusters may suggest you were partially at fault to pressure you into accepting a lower settlement. Remember—Missouri’s comparative fault law doesn’t eliminate your right to compensation even if you share some responsibility.
3. Delays and Stalling
Insurers may delay your claim, hoping you’ll give up or accept less out of frustration. Having legal representation ensures deadlines are enforced and communication is handled professionally.
An experienced St. Louis car accident lawyer can help you calculate the actual value of your claim—including medical costs, lost wages, pain and suffering, and future care—so you don’t settle for less than you deserve.
Contact a St. Louis Head-On Collision Lawyer
Head-on crashes can change lives in an instant. You deserve a team that acts quickly, investigates thoroughly, and fights for your recovery. At The Hoffmann Law Firm, L.L.C., we’ve represented St. Louis car accident victims for more than 25 years.
We offer free consultations, and you pay no attorney fees unless we win your case.
Call 314-361-4242 today to discuss your head-on collision claim and learn how we can help you recover compensation for your injuries, medical bills, and pain and suffering.
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