Let’s discuss the steps you can take if the other driver refuses to share their insurance information with you after a St. Louis car accident.
Generally, all the parties involved in a car accident are supposed to check whether everyone is okay, contact the police and exchange their insurance information. However, some drivers may be uncooperative and refuse to share this information.
Let’s discuss the steps you can take if the other driver refuses to share their insurance information with you. But first, let us consider why you need this information.
Why You Need the Other Driver’s Insurance Information
According to Missouri law, all drivers must be insured. This way, if you’re involved in an accident, you can file a claim against the other driver’s insurance policy for compensation.
All drivers involved in car accidents are expected to stay at the scene of the accident and share their insurance details. Failure to do so can lead to hefty fines or penalties.
The Other Driver Refuses to Share Their Insurance Information: What Should I Do?
Not all drivers involved in car accidents will agree to share their insurance details. If this is your case, take the following steps:
1. Stay Calm
There’s no need to be aggressive towards the other driver or pressure them to share their insurance details. However, if they turn belligerent, stay in your car and wait for the police to arrive.
2. Gather Other Important Details
Apart from the other driver’s insurance details, you also need additional details such as car license info, the driver’s address, and phone number. So, if the other driver refuses to share their insurance information, try to collect whatever information you can, such as their license plate number.
3. Call the Police
Call the police and report the accident. When you do so, make sure to inform the police that the other driver is uncooperative. They will help obtain the information you need.
What If the Driver Flees the Accident Scene?
If the other driver flees the accident scene before exchanging details, try to gather witness statements, if available. Also, collect details such as the other car’s make, model, and color. The police can use this information to track down the other driver.
Should I Call the At-Fault Driver’s Insurance Company?
You are not legally required to talk to the at-fault driver’s insurance company. Instead, it’s generally in your best interests to speak with an experienced St. Louis car accident attorney and have them speak to the at-fault driver’s insurance company on your behalf. This can help you avoid doing or saying anything that could put your claim in jeopardy.
Free Consultation with a St. Louis Car Accident Lawyer
Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C. We can help you avoid making statements that may affect the outcome of your case. The consultation is free; you don’t pay unless we get you money!