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5 Important Things Victims of Car Accidents Think Won’t Affect Their Claim


Being aware of some of the apparently insignificant things that can affect your car accident claim can save your case.

When you’re in the middle of an auto accident claim and trying to recover your health at the same time, being aware of every detail might be difficult. However, it’s important to understand what can create issues with your accident claim. Being aware of some of the apparently insignificant things that can affect your car accident claim can save your case. 

Here are 5 things you should be aware of while your car accident claim is pending.

St. Louis rear end collision accident

Casual Things You Say to the Insurance Adjuster

Sometimes, trying to be nice can turn around against you. Insurance adjusters are hired by companies to find any red flag that can be used to decrease the settlement amount. They will be aware of your statement, including what you think is just small talk or “a nice thing to say”. For example, saying “I regret what happened” might be interpreted as admitting fault. While it’s not a strong piece of evidence by itself, if it’s added to other red flags, the insurance company has a reason to deny your claim.

Posts and Photos on Your Social Media

One would think that what they post on their social media would not count in a claim, but it can actually be presented as evidence. For example, if your claim includes mental injuries, and you described your mental state after the accident as “apathetic” or “difficult to socialize”, posting a family picture where you smile can be used as “evidence” that your mental state is not as bad as you claim. 

Continuing on with Your Exercising Routine

Many of us are used to exercise daily, a habit that often is a part of a constant routine. Car accidents usually turn our world upside down. Even if you feel like some light exercise can make you feel better, you should not go beyond what your doctor recommends. An insurance adjuster can use photos of you jogging or lifting weights as evidence against your claim. 

Going to Work Against Your Doctor’s Recommendations

Following your doctor’s advice is crucial when it comes to car accident claims. If you fail to do so, the insurance company might blame you for making your condition worse. And it might actually be right. Don’t resume work until your doctor gives you the green light.

Finishing Your Treatment Earlier Than Recommended

Interrupted treatment is just as bad as skipping a doctor’s appointment. Some treatments have quick, noticeable results, but won’t last for long if they are interrupted prematurely. For example, in antibiotic treatments, it’s important to take the medicine for the full amount of time (let’s say, 10 days), even if you already feel better on the third day. 

Speak With an Experienced Attorney

With these scenarios in mind, make sure that each step of your car accident claim will put you at an advantage, and not compromise your case. Be sure to ask a St. Louis auto accident attorney what the best course of action is, and how to approach your recovery and the legal matters that it comes with. 

Free Consultation with a St. Louis Car Accident Lawyer

Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C. We can help you avoid making statements that may affect the outcome of your case. The consultation is free; you don’t pay unless we get you money!

Updated: November 9, 2022