FREE CONSULTATION (314) 361-4242

How to Negotiate an Auto Accident Settlement in Clayton, Missouri

Secure a fair auto accident settlement in Clayton, Missouri. Learn why speaking with an attorney is essential. 24/7 Free Consultation (314) 361-4242

In Clayton, Missouri, where we enjoy the blend of suburban charm and urban amenities, auto accidents are, unfortunately, a common occurrence. When they happen, they often leave a driver confused and anxious about what to do next. As experienced Clayton car accident lawyers, we’ve seen this firsthand and want to share some insight on how you can navigate your auto accident settlement. 

woman in clayton mo auto accident with neck pain

Understanding the Basics of Auto Accident Settlements

Before we dive in, let’s understand what we mean by an ‘auto accident settlement.’ It’s an agreement between the accident victim and the at-fault party’s insurance company to compensate for the losses and injuries from the accident. In legal terms, these losses are generally called ‘damages’—not to be confused with the damage to your car.

Key Steps Following an Auto Accident

  • Immediate Actions: Imagine driving down Forsyth Boulevard when a distracted driver rear-ends you. Panic sets in. What do you do first? Here’s a general checklist for you:
    • Ensure everyone’s safety
    • Get off the road if possible, and dial 911
    • Seek immediate medical help—even if you think you’re okay, some injuries may not immediately be apparent.
  • Documenting the Accident: If possible, gather as much evidence as possible—photos of the accident scene, damaged vehicles, any visible injuries. Also, jot down details about the accident and try to get contact information from witnesses. All these could prove pivotal in your settlement process.
  • Reporting the Accident: Once things have settled, it’s time to report the accident to your insurance company. However, it’s important ot understand insurance companies aren’t your best friends—they generally try to minimize your claim. This is when you should consider speaking with an experienced attorney before speaking with an insurance adjuster.

Determining Liability in an Auto Accident

The state of Missouri follows the rule of comparative fault. This means if you’re partly at fault in the accident, your compensation could be reduced. For example, if you were 20% at fault, your compensation will be reduced by 20%.

Your accident documentation—police reports, photos, and witness testimonies—can go a long way in proving the other party’s fault.

Understanding the Damage Assessment

The compensation you receive depends on the damages you’ve incurred. These include property damage, medical expenses, lost wages, and even non-tangible ones like pain and suffering. Make sure you keep a record of all relevant expenses to justify your claim.

Remember, insurance adjusters are experts in minimizing your damages. To counter this, having a comprehensive record of damages is crucial.

The Crucial Role of a Auto Accident Lawyer in Settlement Negotiations

Navigating the choppy waters of a car accident settlement can feel like steering a ship through a storm, especially when you’re dealing with recovery and readjustment post-accident. But remember, you don’t have to do it alone. Here’s how an auto accident lawyer in Clayon, MO can help.

  • Experience: Auto accident lawyers are experienced navigators in this field. We’re well-versed with the tricks insurance companies might use to minimize your claim. We know how to effectively counter these tactics and negotiate for a settlement that truly covers your damages and losses.
  • Understanding Your Rights and Legal Terms: Legal jargon can be overwhelming, but for us, it’s our everyday language. We can help decode the terms, conditions, and clauses, ensuring that your rights are not compromised. We’ll also keep you informed and involved in every step, ensuring you understand the process clearly.
  • Objective Evaluation and Representation: The emotional toll of an auto accident can make it hard to remain unbiased while assessing your own case. Your lawyer can offer a third-party perspective, helping objectively calculate your damages and losses. Our job is not just to represent you, but to advocate for your rightful compensation.
  • Saving You Time and Effort: Negotiating an auto accident settlement generally involves a significant amount of paperwork, back-and-forth discussions, and legal procedures. An auto accident lawyer can shoulder these burdens, allowing you to focus on your recovery and well-being.
  • Peace of Mind: Perhaps the most important aspect is the peace of mind you gain. Knowing that a professional is handling your case and fighting for your rights can provide immense emotional relief during a stressful time.

At The Hoffmann Law Firm, we’re not just experienced in dealing with auto accident settlements; we’re also your neighbors. We understand the nuances of Clayton, Missouri law, and are dedicated to serving our community. Remember, involving an auto accident lawyer is an investment into ensuring your rights are protected, and you receive the fair compensation you deserve. We work on a contingency fee, meaning you don’t pay unless we get you compensation.

Speak With a Clayton Auto Accident Lawyer

Remember, an auto accident settlement isn’t just about getting your car back on the road—it’s about ensuring you’re compensated fairly for an incident that wasn’t your fault. At The Hoffmann Law Firm are here to answer your questions and help guide you through the process.Do you need a Clayton auto accident lawyer? Have more questions? We’re here for you. Reach out to The Hoffmann Law Firm today at (314) 361-4242 and let’s make sure you get the settlement you deserve.

Free Consultation with a St. Louis Car Accident Lawyer

Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C. We can help you avoid making statements that may affect the outcome of your case. The consultation is free; you don’t pay unless we get you money!

Free Consultation (314) 361-4242
Updated: July 10, 2023