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What Happens If You Get Into a Car Accident in an Uber?

After ensuring safety, report the accident and speak with a St. Louis Uber attorney 24/7 for experienced guidance.


Ridesharing platforms, like Uber, have made it incredibly easy for many of us to get around. But have you ever wondered, “What happens if you get into a car accident in an Uber?” Given the unique nature of each accident, it’s vital to get guidance from an experienced Uber accident lawyer to understand the specifics.

The Immediate Aftermath of an Uber Accident

Like any other car accident, the first step is ensuring everyone’s safety. Check on all passengers and drivers. If there are any injuries, call 911 immediately. Always ensure that the accident scene is secure and that you’re in a safe location.

Reporting to Uber

After ensuring safety and notifying the necessary authorities, it’s important to report the accident to Uber.

Insurance Coverage in Uber Accidents

Uber maintains a $1 million liability policy, which can cover damages in the event of an accident. However, the coverage can vary based on several factors:

  1. If the Uber app is off: The Uber driver’s personal car insurance will generally be the one in play.
  2. App is on, and the driver is waiting for a ride request: Uber’s insurance can step in if the driver’s personal insurance doesn’t cover all the damages.
  3. Driver is en route to pick up a passenger or has a passenger: Uber’s $1 million liability insurance policy typically comes into effect.

Yet, insurance claims, especially in ridesharing accidents, can be complex. It’s not always straightforward, and insurance companies often try to minimize their payouts.

Potential Challenges

  • Multiple Insurances: With Uber’s insurance and the driver’s personal insurance both in play, determining which one covers the damages can be tricky.
  • Differing State Laws: Each state might have varying laws concerning ridesharing services, which can influence the outcome of the claim.
  • Liability Issues: Determining who’s at fault, whether it’s the Uber driver, another driver, or even Uber as a company, can complicate matters.

Why Speak With an Experienced Uber Lawyer?

Here’s where the importance of an experienced attorney comes into the picture. The intricacies of such cases necessitate the involvement of someone who understands the law, the ridesharing platform’s policies, and how to navigate the insurance minefield.

At The Hoffmann Law Firm in St. Louis, we’ve guided clients through car accident cases for over 25 years. With a track record of thousands of cases, we’ve seen the many challenges and intricacies that can come up, especially in Uber-related accidents. 

Why Choose The Hoffmann Law Firm?

  • Experience: With over a quarter-century in the field, The Hoffmann Law Firm has a deep understanding of car accident cases, including those involving ridesharing platforms like Uber and Lyft.
  • Courtroom Ready: We are equipped to manage even the most intricate cases. We prioritize achieving the full value of your case rather than settling quickly for less. If insurance companies don’t offer you a fair deal, we aren’t afraid to pursue the matter in court.
  • No Financial Risk for You: We believe in our ability to secure compensation for you. That’s why we operate on a contingency fee basis, meaning you only pay if we get you compensation.

St. Louis Uber Lawyer

Don’t navigate this challenging journey alone. Reach out to The Hoffmann Law Firm. We have the experience, the track record, and the dedication to ensure you get the guidance and representation you need. You focus on healing and recovery; let us handle the legalities.

Free Consultation with a St. Louis Car Accident Lawyer

Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C. We can help you avoid making statements that may affect the outcome of your case. The consultation is free; you don’t pay unless we get you money!

Free Consultation (314) 361-4242
Updated: September 11, 2023