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What is Considered Bodily Injury in a Car Accident?


Bodily injury refers to any physical harm or damage that a person suffers as a result of a car accident.


When it comes to car accidents, understanding what constitutes a bodily injury is crucial for anyone involved. Bodily injuries can range widely in severity and type, impacting not only your health but also your legal and insurance claims. In St. Louis, like in many other places, navigating the aftermath of a car accident can be complex, and knowing the ins and outs of bodily injuries is a crucial part of the process.

Understanding Bodily Injury

Bodily injury refers to any physical harm or damage that a person suffers as a result of a car accident. This can include a wide array of injuries, from minor cuts and bruises to more severe conditions such as broken bones, spinal cord injuries, or even traumatic brain injuries. It’s important to note that the term ‘bodily injury’ encompasses both immediate physical harm and complications that may arise later as a direct consequence of the accident.

Types of Bodily Injuries

Bodily injuries from car accidents can manifest in various forms. Common examples include:

  • Lacerations and Bruises: These are often the most visible injuries, resulting from the impact or debris.
  • Broken Bones: The force of a collision can easily break or fracture bones, especially in high-impact areas like the arms, legs, and ribs.
  • Head and Brain Injuries: Traumatic brain injuries, concussions, and other head injuries can have lasting effects on an individual’s cognitive functions and quality of life.
  • Spinal Cord Injuries: These injuries can lead to significant mobility issues, including partial or complete paralysis.
  • Whiplash and Soft Tissue Injuries: Such injuries might not be immediately apparent but can cause long-term pain and discomfort.

Seeking Medical Attention

It’s paramount to seek medical attention immediately after a car accident, even if no injuries are apparent. Some injuries, particularly internal ones or those involving the brain or spine, may not show symptoms immediately but can have severe long-term consequences.

Dealing with Insurance Companies

If you’ve been involved in a car accident in St. Louis, you’ll likely need to deal with insurance companies as part of your claim process. It’s essential to remember that insurance adjusters are focused on minimizing the payout for your claim. Therefore, before speaking with any insurance adjusters, it’s advisable to consult with a St. Louis car accident lawyer who can guide you through the process and ensure your rights and interests are fully protected.

Why Consult a St. Louis Car Accident Lawyer?

Navigating the aftermath of a car accident can be daunting, especially when dealing with bodily injuries. A St. Louis car accident lawyer can provide the guidance and support you need, helping you understand your rights, the legal implications of your injuries, and the best course of action for your situation. They can also handle negotiations with insurance companies, ensuring you receive the compensation you deserve for your injuries and associated costs.

If you or someone you know has been involved in a car accident, don’t hesitate to contact The Hoffmann Law Firm for a free case evaluation. Our team is dedicated to assisting you through this challenging time and ensuring the best possible outcome for your case.


What should I do immediately after a car accident? 

Ensure your safety and the safety of others, seek medical attention, report the accident to the authorities, and document the scene and injuries as much as possible.

How long do I have to file a claim after a car accident? 

In St. Louis, Missouri, the statute of limitations for filing a personal injury claim after a car accident is typically five years from the accident date. However, it’s crucial to note that specific circumstances related to your case could affect this timeframe. To ensure that your claim is filed accurately and within the appropriate deadlines, consulting with a St. Louis car accident lawyer is highly recommended. They can provide tailored advice based on the details of your situation, helping to safeguard your rights and interests.

Can I still receive compensation if I was partially at fault for the accident? 

Yes, Missouri follows a pure comparative fault rule, which means you can still receive compensation even if you were partially at fault, though your compensation may be reduced by your percentage of fault.

Remember, each car accident and the resulting injuries are unique. For personalized guidance and support, consider reaching out to The Hoffmann Law Firm for a free case evaluation. Our team is here to help you navigate the complexities of your car accident claim and work towards securing the compensation you need to recover and move forward.

Free Consultation with a St. Louis Car Accident Lawyer

Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C. We can help you avoid making statements that may affect the outcome of your case. The consultation is free; you don’t pay unless we get you money!

Updated: April 26, 2024