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What Is the Average Cost of a Non-fatal Injury From a Car Crash?

The average cost of a non-fatal injury from a car crash can vary widely depending on the severity of the injuries, required medical treatments, lost wages, and long-term care needs.


Car accidents are an unfortunate reality on our roads, often leading to non-fatal injuries that can have significant financial implications for those involved. Understanding the average cost of these injuries is crucial for individuals to prepare for the potential financial burden and to seek appropriate compensation. At The Hoffmann Law Firm we are dedicated to assisting individuals navigate these challenging times.

The Financial Impact of Car Accident Injuries

When involved in a car accident, the financial impact can be substantial. Non-fatal injuries can range from minor cuts and bruises to more severe conditions like broken bones, whiplash, or traumatic brain injuries. Each type of injury carries its own set of medical treatments, recovery times, and, consequently, costs.

  • Medical Expenses: Medical expenses are often the most immediate and substantial cost associated with car accident injuries. These can include emergency room visits, hospital stays, surgeries, medications, and ongoing physical therapy. The severity and nature of the injury significantly influence the total medical costs.
  • Lost Wages and Productivity: An often overlooked aspect of car accident injuries is the loss of wages and productivity. Serious injuries may require extended time off work, leading to a significant reduction in income. The impact can be even more pronounced for individuals whose jobs require physical labor or extensive mobility.
  • Long-term Care and Rehabilitation: Some injuries may necessitate long-term care or rehabilitation to fully recover. This can include ongoing physical therapy, home care services, and modifications to living spaces to accommodate mobility restrictions. These long-term costs can add up, significantly increasing the financial burden on the injured party.

Emotional and Psychological Effects

Non-fatal injuries from car accidents can also lead to significant emotional and psychological distress, including anxiety, depression, and post-traumatic stress disorder (PTSD). While these effects are not as easily quantifiable as medical bills, they represent a real and profound impact on one’s quality of life and may require professional treatment.

Dealing with Insurance Companies

Before engaging in discussions with insurance adjusters, it’s wise to seek guidance from a lawyer. Due to the tendency of insurance firms to expedite claim settlements for minimal amounts, getting advice from a seasoned St. Louis car accident lawyer can be crucial in securing a compensation package that truly covers the scope of your injuries and financial losses.

If you’ve been involved in a car accident in St. Louis, it’s crucial to understand your rights and the potential compensation you may be entitled to. The Hoffmann Law Firm offers free case evaluations to help you navigate the complexities of your situation without the added stress of upfront legal fees.


Should I accept the initial settlement offer from the insurance company?

It’s advisable to consult with a car accident lawyer before accepting any settlement offers. Initial offers may not fully cover the extent of your injuries and losses.

How long do I have to file a claim after a car accident?

Time limits for filing a claim, known as statutes of limitations, vary by state. In Missouri, the statute of limitations for personal injury claims is typically five years from the date of the accident, but it’s best to consult a lawyer to confirm the deadlines applicable to your case.

Can I still receive compensation if I was partially at fault for the accident?

Missouri follows a pure comparative fault rule, meaning you can still recover damages even if you were partially at fault, but your compensation will be reduced by your percentage of fault.

What if my injuries prevent me from working long-term?

You may be entitled to compensation for future lost wages and loss of earning capacity. A skilled car accident lawyer can help you assess and pursue these types of damages.

For personalized assistance and to ensure your rights are protected, consider reaching out to The Hoffmann Law Firm for a free case evaluation. Our team is here to help you through this challenging time and work towards the compensation you deserve.

Free Consultation with a St. Louis Car Accident Lawyer

Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C. We can help you avoid making statements that may affect the outcome of your case. The consultation is free; you don’t pay unless we get you money!

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Updated: April 7, 2024