Navigate the aftermath of an auto accident in Ballwin, MO with this step-by-step guide. Protect your rights and secure the compensation you need to move forward.
Experiencing an auto accident can be a frightening and disorienting event. Knowing what to do in the aftermath can be crucial to protecting your rights and securing the help you need. This article is designed to guide you through the general steps to take after an auto accident in Ballwin, Missouri.
Involved in an auto accident in Ballwin, MO?
Ensuring Safety: The Immediate Aftermath of an Accident
After an accident, safety is paramount. Assess yourself and others for any injuries. If it’s safe to do so, you may attempt to move your vehicle out of the flow of traffic to prevent any further accidents. For example, imagine you’re on a busy highway such as Clayton Rd during peak traffic hours when an accident occurs. Swiftly securing the scene and ensuring everyone’s safety could prevent additional accidents caused by oncoming traffic. Your hazard lights should be switched on to alert other drivers to the situation.
Informing the Relevant Authorities: Your Legal Obligations
Once the immediate safety of everyone involved has been ensured, it’s time to involve the authorities. Missouri law mandates that any auto accident resulting in injury, death, or property damage over $500 must be reported. Calling the Ballwin Police Department to the scene will not only meet this legal requirement but will also provide an official police report. This document is often crucial in legal and insurance proceedings.
Prioritize Your Health: The Importance of Medical Attention
It’s essential to seek medical attention as soon as possible, even if you feel fine. Certain injuries may not present immediate symptoms. You may feel unscathed after a minor collision but start experiencing severe back pain days later. Prompt medical attention will serve to protect your health and also establish a record of any injuries, which may be important in any subsequent legal action.
Secure Your Rights: Speak With a Ballwin Auto Accident Lawyer
Before proceeding further, consider seeking legal advice. A knowledgeable Ballwin auto accident lawyer can guide you on the right course of action, particularly when dealing with insurance companies. This can help ensure your rights are fully protected.
If you speak with an insurance adjuster before consulting with a lawyer. You might unintentionally make statements that could later be interpreted in ways that may harm your claim.
Reporting Your Accident to the Insurance Company
While it’s crucial to report the accident to your insurance company, it’s equally important to do so under your lawyer’s guidance. Insurance companies may aim to minimize payouts, so your lawyer can help you understand what information to share and how to avoid any statements that could be misconstrued.
Missouri’s Auto Accident Laws: Understanding Your Rights
Missouri operates under a fault-based system. This means that the party at fault for the accident is liable for the damages. However, under Missouri’s comparative fault law, your compensation could be reduced if you’re found to be partially at fault. For instance, if you’re 10% at fault, your compensation could be reduced by that same percentage. An auto accident lawyer can help challenge any unfair determinations of fault.
Navigating the Claims Process: The Value of Legal Assistance
The claims process can be complex. It involves claiming compensation for medical bills, lost wages, or property damage. Your lawyer can provide invaluable assistance in negotiating with insurance adjusters, ensuring paperwork is correctly filled out, and appealing if your claim is unjustly denied.
When Settlements Fail
In some cases, a fair settlement cannot be reached, and it becomes necessary to go to trial. Having an experienced lawyer on your side can make a significant difference in this process. They can help build a strong case and advocate for your best interests in court.
Speak With a Ballwin Auto Accident Attorney
The aftermath of an auto accident in Ballwin, Missouri, can be a challenging time. However, by following these steps, you can protect your rights and begin the path to recovery. Remember, seeking professional legal help can greatly assist you in navigating this process.
If you’ve been involved in an auto accident, don’t hesitate to reach out for legal assistance. At The Hoffmann Law Firm our Ballwin auto accident attorneys have over 25 years of experience dealing with auto accident cases and are ready to help you navigate through this challenging time.