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Driver Refuses to Share Insurance Information After a Car Accident

There are several steps you can take to protect your legal rights if the driver refuses to provide their insurance info after a car accident.


Imagine you’re involved in an auto collision, and the other motorist is responsible for the incident. As you attempt to exchange insurance information, the other party declines. Although this is a difficult predicament, there are several courses of action that you can pursue. This article will discuss a few available options if you encounter this scenario.

Why Would a Driver Refuse to Provide Their Insurance Information Following an Accident?

They Have High Insurance Premiums

If a driver’s insurance premium is higher than usual due to multiple accidents and violations, they may hesitate to provide their insurance information after an accident. Insurance premiums often increase significantly with each new incident added to the driver’s record. As a result, the more accidents and violations a driver has, the higher their premium will be. This fear of increased premiums may lead the driver to refuse to provide their insurance info after an accident.

They Don’t Own the Vehicle and May Not Have Access to the Insurance Information of the Vehicle’s Owner

Another reason a driver may refuse to provide their insurance information following an accident is they don’t own the vehicle. This could be because they are driving a company car or a friend’s/family member’s car. In such situations, the driver may need to contact the vehicle owner to obtain the necessary insurance information, which may take some time.

They Hope You’ll Give Up 

In some cases, an at-fault driver may refuse to provide their insurance information simply because they hope that you will give up and not pursue the matter further. They may think that if they stall or delay, you will eventually drop the issue, and they won’t have to deal with the consequences.

Additionally, there could be several other reasons why the driver is uncooperative, such as driving on an expired or suspended license or driving under the influence of drugs or alcohol.

What Should You Do if the Other Driver Refuses to Share Insurance Info? 

Here are some options:

Contact the Authorities: It’s essential to contact the police if you are involved in a car accident. They’ll gather the necessary information, including the driver’s insurance information, and include it in the police report

Speak With a Car Accident Attorney: If you’ve been involved in a car accident and the other driver refuses to provide you with their insurance details, it’s essential to take certain steps before speaking with any insurance adjusters. First, consider contacting an experienced St. Louis car accident attorney. They can help you obtain the other driver’s insurance information through legal means and guide you through the legal process, ensuring that you receive fair compensation. 

Contact Your Insurance Company: After speaking with a car accident attorney, the next step is to contact your insurance company and provide them with the information you provided to the authorities. These steps can help protect your rights and interests after a car accident.

Speak With a St. Louis Car Accident Lawyer at The Hoffmann Law Firm

If you find yourself in a situation where the other driver has refused to provide their insurance information after an accident, don’t give up hope. Several options are available to you, including contacting the authorities, speaking with an experienced St. Louis car accident attorney, and contacting your insurance company. 

At The Hoffmann Law Firm, we are dedicated to helping our clients navigate the legal process and obtain the compensation they deserve. If you’ve been in a car accident and need help, call us today for a free case evaluation. Our experienced attorneys are here to help you through this stressful time.

Free Consultation with a St. Louis Car Accident Lawyer

Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C. We can help you avoid making statements that may affect the outcome of your case. The consultation is free; you don’t pay unless we get you money!

Free Consultation (314) 361-4242
Updated: June 16, 2023