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Why Parking Lot Accidents in Missouri Are Not as Minor as You May Think

Discover why parking lot accidents in Missouri are serious. Learn about comparative fault, potential injuries, insurance issues, and legal options for compensation.

It’s a common scenario: you’re out running errands, park your car in a busy lot, and return to find a mysterious dent or scratch. Or worse yet, you’re backing out and suddenly there’s a thud – you’ve hit another vehicle. Such parking lot accidents are unfortunately all too common. However, while many dismiss these incidents as minor, the reality is much more complicated, especially here in Missouri.

parking lot crash

Missouri Parking Lot Accidents

Parking lot accidents are not trivial matters. According to the National Safety Council (NSC), over 50,000 crashes occur in parking lots and parking garages each year nationwide, leading to 500+ deaths and 60,000+ injuries. These numbers are a stark reminder that any accident carries potential risks and consequences, no matter where it occurs.

Implications of Missouri’s Comparative Fault System

In Missouri, understanding the implications of these accidents is crucial because of our state’s comparative fault system. This legal principle means that fault can be distributed among parties involved in an accident. So, even in a “minor” parking lot accident, determining who is responsible can significantly impact any claims made.

In many parking lot incidents, both drivers share some responsibility – one for not parking correctly, another for not navigating carefully. In such cases, Missouri’s comparative fault law will apportion damages based on the percentage of blame each party holds.

Potential for Serious Injuries

While parking lot accidents often occur at lower speeds, that does not mean they can’t cause serious injuries. Whiplash from an unexpected collision or even more severe injuries can happen, especially to pedestrians or cyclists.

These injuries can lead to significant medical bills, lost wages due to time off work, and even long-term disability. In these instances, what seemed like a minor accident can have major repercussions, both financially and personally.

Insurance Coverage Complications

When a parking lot accident occurs, insurance coverage can become a complex issue. The at-fault party’s insurance should cover the damages. But what if the fault is shared, as it often is in parking lot accidents? Or what if one party is uninsured? Dealing with insurance companies can be a headache, and you may not get the full compensation you deserve.

Insurance companies often treat parking lot accidents as low priority. But if you’ve been involved in one, it’s crucial to take the matter seriously from the beginning. Document everything thoroughly, and don’t rush to settle a claim. It’s also beneficial to consult with an experienced St. Louis car accident attorney.

Seeking Legal Assistance from a Car Accident Lawyer

Parking lot accidents may seem minor initially, but they can quickly escalate into a major headache. Navigating the complexity of insurance claims, potential injuries, and Missouri’s comparative fault system can be overwhelming. That’s where a St. Louis car accident lawyer can help.

An experienced lawyer can thoroughly investigate your case, gathering evidence to support your claim. They will navigate the intricacies of Missouri law, ensure you’re adequately compensated, and provide support throughout the process.

Free Consultation with a St. Louis Car Accident Lawyer

Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C. We can help you avoid making statements that may affect the outcome of your case. The consultation is free; you don’t pay unless we get you money!

Free Consultation (314) 361-4242
Updated: June 15, 2023