4 Warning Signs the Insurance Company Is Stalling Your Claim

Most victims don’t have enough savings to cover the costs of a car accident. Insurance companies are aware of this fact and use it to their advantage.

Don’t let their friendliness and apparent empathy fool you. Adjusters are not there to help you but settle your claim as fast and for as little as possible. After all, they are hired by the insurance company to work for their benefit and not yours. 

FREE CASE EVALUATION

st. louis man on the phone with insurance company

25 Years Only Car Accidents

Thousands Of Cases

Millions Recovered

ellen P.
3 months ago
Chris Hoffman is an excellent attorney. He is the best above the rest. What makes him different? He communicates promptly - I don't have to leave message after message for him to reach out to me. When I telephone his office, if he doesn't answer the telephone, his assistant does. Chris Hoffman is very attentive and focused. He means business, and he hit the ground running on the cases. I'm so blessed to have him for my attorney.
Charles B.
1 year ago
Best lawyer for car accidents and injury claims. Love this lawyer!
Zach B.
1 year ago
Much better than Morgan & Morgan. It is not the firm. It is the lawyer.
Ashley S.
1 year ago
"Of all the lawyers I have met, this one is a true professional. This attorney goes against the biggest law firms and wins!"
Response from the owner:The compliment is much appreciated. Like every profession, it all starts with training our lawyers to be the best at every aspect of car accident cases. But the foundation of a great case is a great client. Thanks!
james W.
1 year ago
I'd say this lawyer is in the top three of the best you'll ever see. Add this attorney to the interview list if you ever get in an automobile accident. This Law Firm is on another level.
Response from the owner:Much appreciated. Techniques that an attorney or any professional uses are paramount for success. This is part of our lawyers training and preparation. It leads to success. Thank you!
Dean R.
1 year ago
People say this is the best car accident lawyer in St.Louis. Yep! Seeing this attorney in action is incredible.
Response from the owner:Great compliment. We work hard to be the best. Our lawyers also work very hard to help other lawyers in our profession. Not matter what, a cases is only as good as the client is. Thanks!
Domaneshia A S.
1 year ago
Hire them!!!
Response from the owner:Thanks! Referrals and recommendations from prior car accident clients is our #1 source of cases. People who grew to trust us send family and friends.
Benjamin K.
1 year ago
The Hoffman law firm is truly professional. After hiring them I was truly relieved and knew I was in good hands. Highly recommend!
Response from the owner:Being in good hands is important. Many lawyers take cases with little experience and little resources. Our firm specialized decades ago. We are focused exclusively on accident cases.
dylan F.
1 year ago
Definitely recommend Mr. Hoffmann if you get into a car accident, this lawyer is top shelf.
lori W.
1 year ago
They are the best law firm I have encountered in my lifetime. Great for any accident!
Rachel M.
1 year ago
Great experience with this law firm. Excellent help with the car accident process. Definitely use them again.
Kyle D.
2 years ago
The lawyers on tv just dont compare for auto accident injury cases. Mr.Hoffmann is as good as they get.
Response from the owner:Thank you. The TV attorneys are just settlement mills. People are hiring a paralegal, not a lawyer. Our law firm is different. You are represented by an attorney and we do not have settlement quotas.
Leigha M.
2 years ago
If you have ever watched any lawyers, you will agree this is one of the best automobile accident litigators in Saint Louis County.
Ashley S.
2 years ago
I would describe this lawyer as highly educated, sharp, and top of his game. Explains the car accident process and treatment options well. The lawyer said if they don’t pay you, we will have the jury take it from the insurance company. Great lawyer. Dynamic person.
George K.
2 years ago
Very good car accident lawyer. Gets the job done.
Jessica J.
2 years ago
Interviewed all the TV car accident lawyers and decided to call this law firm that had great reviews. So happy I did. What a difference!
Response from the owner:TV car accident lawyers are just mass production. This is not a good fit for litigated cases. Paralegals instead of lawyers. Monthly quotas for settlements. Car accident victims end up in a cattle call with the lawyers on TV.
Jacob P.
2 years ago
Love my car accident lawyer. This law firm is a step above.
Response from the owner:Our lawyers train and track the best approaches on cases. Whether litigation in cases or the practicalities of certain treatment, the growth of our lawyers over time is paramount. Always staying ahead of and setting practice trends. Thank you.
Ashley S.
2 years ago
Serious family member have a car accident injury? Look no further. This litigator is for real. Always two steps ahead of the other lawyer.
Response from the owner:This is a sad reality for car accident lawyers. The #1 passenger in an auto accident is a relative. Helping a family make it through this and putting the family back together is one of the most rewarding things I do as an automobile accident attorney.
RIcky P.
2 years ago
This lawyer handles really big accident cases in St Louis. He is a lawyer, accountant and has his masters in tax so he gets the injury cases for individuals that can never go back to work or individuals own a business and cannot run it due to injury. He specializes in valuations of massive loss. Thank goodness a firm like this exists.
Response from the owner:Thank you. When accident are severe and you lose the ability to work or to continue a business, having an accounting and tax background is key. Valuing large losses are second nature for us.
Kasandra H.
2 years ago
You are a great lawyer! Thank you.
Response from the owner:That is a great compliment. Thanks.
Brandon W.
2 years ago
Asked a trauma surgeon who operates on car accident victims who are the best injury lawyers that have taken his deposition. He said “by far” it was Mr Hoffmann. Interviewed several attorneys and this was a correct assessment. In a league of his own!
Response from the owner:Our attorney have deposed nearly all the trauma surgeons at every Level 1 Trauma Center in Saint Louis. These doctors save lives after a car accident. Whether controlling bleeding or reestablishing blood flow or bone structures, they are life savers.
Morgan B.
2 years ago
Few lawyers in St. Louis can handle the biggest injury cases! This is one of them!
Response from the owner:Our law firm has made great efforts in terms of training to handle life changing injury cases. Whether in depth knowledge of the medical, loss of income and earning capacity, or lifetime medical care plans, our clients feel confident and know their case is in good hands. Thank you for the compliment.
Ashley A.
2 years ago
Cannot say enough about this lawyer. Call if in an accident. This attorney handles the biggest car accidents in St Louis.
Response from the owner:Thanks Ash! Our biggest source of cases is our clients. Our second biggest referral source is defense lawyers telling their relatives to call us. Few lawyers can handle the largest cases. Our law firm welcomes and has trained for this. We don’t do mass production settlement like the lawyers on TV. Our clients can never go back to work. Their cases need massive focus and effort and often long fought litigation.
Taylor T.
2 years ago
So glad I called attorney Hoffmann. This time I got it right! So glad I hired the Hoffmann Law Firm - professional, reliable and available.
Response from the owner:Thanks Taylor. Our lawyers answer the phone day, night, weekends and even during lunch. Being professional means training to beat the best defense lawyers. Client rely on us to get results and we do.
Malashia M.
2 years ago
Great lawyer. Cares about his clients, knows his stuff and goes the extra mile. I recommend this lawyer for car wreck injury claim. Every other lawyer on TV would not even help with my property claim. This attorney did.
Response from the owner:Thank you for the kind words. Every case starts with a great client. You are correct the car accident lawyers on TV are mass production settlement mills. When injury clients fire them, we get their files and the cases are not worked up at all. Appreciate your confidence in us!

That’s why it’s so important to have a St. Louis car accident lawyer on your side throughout this process. They can make sure that you will not fall prey to any of the tactics used by adjusters

Why Do Insurance Adjusters Stall Your Claim?

Most victims don’t have enough savings to cover the costs of a car accident. Insurance companies are aware of this fact and use it to their advantage. They know that by stalling your claim, the piling bills’ financial pressure might make you cave in and accept a lower settlement. 

Another reason insurance companies might want to stall your claim to try to make the statute of limitations run out. If the time limit by which you can file the claim expires, then you generally won’t be allowed to file a lawsuit anymore. In Missouri, you have five years from the date of the accident to file a lawsuit and seek compensation. 

Stalling Tactics Insurance Companies Might Use

Here are the telling signs that your insurance adjuster is deliberately stalling the settlement of your claim:

  • They Don’t Communicate Efficiently: One common stalling tactic insurance adjusters use is asking for documentation and information in small increments rather than everything at once. Because it can take you a few days or even weeks to get some documents and build your file, you may start feeling a lot of financial pressure on your shoulders;.
  • They Ask for Unnecessary Documents: Another common stalling tactic adjusters use is asking for documents that aren’t really relevant to your case. They do it to either gain more time or to get access to your medical records. For example, they might claim that they ask you to sign a medical authorization release, which will give them access to every medical information from every medical provider you’ve ever seen. That way, they can argue that your condition isn’t necessarily linked to the car accident; 
  • They Keep Changing Your Representative: It can get quite frustrating when the insurance company keeps changing your representative, and communication is inefficient, but it’s important to understand that this is just a stalling tactic.
  • They Try to Convince You to Use Your Own Insurance: In Missouri, the at-fault driver is liable for covering the costs of your medical expenses and damages. So, it’s a worrying sign when the adjuster suggests that you use your own insurance company to pay for your medical costs.

Work with an Experienced Car Accident Lawyer

Insurance companies often bet on the inexperience of car accident victims. They know that if they delay the claim long enough, the victim may eventually accept a lower settlement. An experienced St. Louis auto accident lawyer won’t let that happen and will fight until you get a fair settlement. 

Why Choose Us over TV Lawyers?

Direct Attorney Access (24/7)

Maximum Compensation Focus

Trial-Ready Cases

Team-Based Handling

Volume-Driven Timelines

Less Trial Preparation Emphasis

Free Consultation with a St. Louis Car Accident Lawyer

Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C. We can help you avoid making statements that may affect the outcome of your case. The consultation is free; you don’t pay unless we get you money!