Can An Uninsured Motorist Claim After an Auto Accident Affect My Insurance Rates?

insurance adjuster examining car accident damage

Will your insurance rate be affected if you are the victim of a hit-and-run or are involved in an accident with an uninsured driver? A big concern for many people after an auto accident is contacting their insurance company. Why? Because they fear that their insurance rates will skyrocket as a result. This is generally …

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Updated: May 27, 2020

What’s the Statute of Limitation for Uninsured Motorist Coverage Claims in Missouri?

In Missouri, approximately 14% of drivers are uninsured, making uninsured motorist coverage essential for protecting yourself against unexpected out-of-pocket expenses. In many states, drivers are required to include an uninsured motorist coverage clause in their auto insurance policy. Any driver is required by law to be insured, but that doesn’t mean that all of them …

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Updated: November 12, 2024

What If The Cost Of My Injuries Exceed My Uninsured Motorist Coverage?

uninsured motorist coverage doesn't cover all medical expenses

Your uninsured motorist coverage will kick in if you are involved in a car accident where the at-fault driver has no insurance, or if you are the victim of a hit-and-run. The state makes it mandatory to carry auto insurance and uninsured motorist coverage because it is aware some drivers may not obey the law. …

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Updated: April 28, 2020

Will My Uninsured Motorist Insurance Cover Property Damage Too?

St. Louis fender bender

Uninsured motorist coverage is a type of insurance that helps you in case you get hit by an uninsured motorist or you are the victim of a hit-and-run and the other driver cannot be found. Uninsured motorist insurance usually covers costs related to bodily injuries, but there are policies that include property damage too. To …

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Updated: April 14, 2020

Do I Need Uninsured Motorist Coverage If I Have Medicare?

st-louis-car-crash-uninsured-motorist

Though mandatory in Missouri, auto insurance is reportedly missing for around 14% of drivers in the state.  There is an insurance policy for virtually anything you want. Many insurance ads show you the next thing in your household that needs protection. You may be overspending on insurance and considering trying to reduce your auto insurance. Uninsured …

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Updated: October 14, 2024

Will My Uninsured Motorist Coverage Pay If Someone Else Was Driving?

Auto Accident Lawyer St. Louis

Almost 14% of Missouri drivers do not carry the mandatory auto insurance, so as a way to increase safety, even more, the state also mandates drivers must carry uninsured motorist coverage. Since this policy seems designed for a very specific purpose, many carriers have a lot of questions regarding its limitations. For example, does this …

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Updated: February 28, 2020