In spite of all the precautions you may take while driving, it is still possible to be involved in a St. Louis car accident.
You may have followed all the required procedures at the site of the accident including reporting the accident to law enforcement as well as gathering all the information you might need. However, your work should not end there. These are things you would also need to do in the days and weeks following your accident, including speaking with an experineced St. Louis car accident lawyer as soon as possible.
File a Claim
There are strict deadlines when it comes to filing a claim with your insurance provider. Make sure to inform the company about the accident within the required time frame, failing which the insurance company is justified in denying your claim. Report facts as is, including what happened, when and where it happened, the parties involved etc. Remember, this is not the time for embellishments or fabrications.
Make an Appointment With Your Doctor Immediately
If you haven’t seen a doctor immediately after the accident, it is a good idea to make an appointment as soon as possible. This is necessary to ensure that all your injuries, no matter how minor are documented and treated. You also need to follow all instructions closely which means undertaking any tests and procedures as may be prescribed, consulting the relevant specialists, and taking the necessary medication. Remember to save every one of your reports and prescriptions as these will come in handy while establishing the veracity of your claim.
Keep Track of All Expenses Arising From the Accident
This includes medical bills, any statement of wages lost, car repair bills, and other expenses you may have incurred on account of the accident. You may also include any help you may need around the house due to impaired mobility after the accident. Make sure you take copies of every document and keep them secure. Every bill or receipt arising from the accident needs to be filed. This will be helpful when establishing your claim request.
Don’t Accept the First Car Accident Settlement That’s Offered
A tactic that most insurance companies follow is to persuade or pressure the injured victim to accept the first settlement, which in most cases is never enough to make up for the losses you have already incurred and are sure to do in the near future, especially if you are impaired from the accident.
Contact an Experienced St. Louis Car Accident Attorney
Reach out to an experienced St. Louis vehicle accident attorney for help with evaluating your case and determining the rightful and maximum compensation you can claim. A qualified attorney can help you determine what compensation you may qualify for, can help you contest a denied insurance claim, and even take your case to court if that becomes necessary.
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