What if the process of recovering compensation from the at-fault party is dragging on longer than you’d expect?
If you’ve been the victim of a car accident, you may be in need of compensation for things like property damage and medical bills. It is a good idea to get in touch with an experienced car accident attorney to make sure you get fair compensation from the at-fault party’s insurance company.
However, what if the process of recovering compensation from the at-fault party is dragging on longer than you’d expect, and as medical bills and other expenses may be piling up, your frustration is growing? The unfortunate truth is that insurance claims processes may take some time to resolve, and here’s why.
Your Lawyer Represents Your Best Interest
When you hire a lawyer to represent you during a car accident claim, you are essentially hiring someone to fight for you to receive the best possible outcome from that claim.
In insurance claims, there is a process of negotiations through which the final settlement is established. Each side makes its own case and often goes back and forth analyzing the details of the accident in order to argue in their favor. Your lawyer wants the maximum compensation possible, while the insurance adjuster is trying to save the company money and pay you as little as possible.
This can result in the entire process getting dragged on quite a bit, especially if the details of the case are not black and white, but are up for debate. For example, you may be arguing that the at-fault driver was driving over the speed limit, which made your injuries even worse. However, if there is no police report to clearly show this, your lawyer may need to investigate the matters further and find this evidence. The insurance company will, of course, not simply believe the other driver was speeding without proper evidence.
These types of arguments inevitably lead to the claims process spanning out for longer than anyone involved wants.
What Should You Do?
It’s a difficult situation, but you need to remember that if your lawyer does not settle your case, it likely means the insurance company has not made a decent offer yet.
Usually, insurance companies are fast to present initial offers to car accident victims. These are commonly known as “low ball” offers, as they do not reflect what the victim is entitled to get, but just a fast way for them to receive some money fast. Unfortunately, a lot of car accident victims end up accepting these offers.
If you have questions about why your case is taking so long to settle, speak with your lawyer. They may be able to help you find some financing solutions to cover your expenses until the case is settled.
Speak With an Experienced St. Louis Car Accident Lawyer
If you’ve been the victim of a car accident, please reach out to an experienced St. Louis car accident lawyer as soon as possible. They can help protect your legal right to fair compensation after an accident.
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