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What are the Average Car Wreck Settlement Amounts in Missouri?


Several factors influence car wreck settlement amounts in Missouri, including severity of injuries, impact on daily life, insurance policy limits, and fault.


The aftermath of a car accident in Missouri can be a challenging and confusing process, especially when it comes to understanding settlement amounts. If you’ve been involved in a car accident, it’s important to have a general idea of the potential settlement amount, while keeping in mind that each case is unique. This article will provide a broad overview of what you might expect in terms of a car accident settlement in Missouri, and why it’s a good idea to speak with a St. Louis car accident lawyer.

Understanding Settlement Amounts in Missouri

Settlement amounts in car wreck cases vary widely based on several factors. These include the severity of the injuries, the extent of vehicle damage, the impact on your daily life and work, and the insurance policies involved. Generally, settlements may cover medical expenses, lost wages, property damage, and compensation for pain and suffering.

Factors Influencing Settlement Amounts

  • Severity of Injuries: The more severe and long-lasting your injuries, the higher the potential settlement amount. This is because serious injuries often lead to greater medical expenses and longer recovery periods.
  • Impact on Daily Life: If your injuries affect your ability to work or engage in daily activities, this can increase the settlement amount. Compensation for lost wages and diminished quality of life are important aspects of the settlement.
  • Insurance Policy Limits: The settlement amount is also influenced by the insurance policy limits of the parties involved. Missouri law requires drivers to have minimum liability insurance, but the actual coverage amounts can vary.
  • Fault and Liability: Missouri follows a pure comparative fault rule, meaning that the settlement amount can be reduced by your percentage of fault in the accident.

Why Speak with a St. Louis Car Accident Lawyer

While the above factors provide a general idea of factors influencing settlement amounts, each car accident case is unique. A St. Louis car accident lawyer can offer guidance tailored to your specific situation. They can help in:

  • Assessing the Full Extent of Your Claim: A lawyer can help identify all potential areas of compensation, ensuring that you are seeking a fair amount.
  • Negotiating with Insurance Companies: It’s advisable to speak with a lawyer before dealing with insurance adjusters. Insurance companies often aim to minimize payouts, and a lawyer can advocate on your behalf to seek a fair settlement.
  • Navigating Legal Complexities: Missouri’s laws and regulations can be complex, and a lawyer can help navigate these while advocating for your best interests.

Call The Hoffmann Law Firm for a Free Case Evaluation

If you’ve been involved in a car accident in Missouri, don’t navigate this complex and stressful time alone. The Hoffmann Law Firm offers a free case evaluation to help you understand your options and next steps. Our team is dedicated to assisting you in seeking a fair settlement and guiding you through the legal process with care and professionalism.

Free Consultation with a St. Louis Car Accident Lawyer

Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C. We can help you avoid making statements that may affect the outcome of your case. The consultation is free; you don’t pay unless we get you money!

Updated: December 11, 2023